If church donations are down, the problem might be with your giving options. Take a moment to consider how many of your church members actually carry cash with them anymore.
Odds are, many members, especially those under 50, are more used to carrying debit and credit cards. This means when the offering plate comes around, they don’t have anything to put in it. This doesn’t mean they don’t want to give, though.
Online giving options give these members a chance to give on their terms. They can make occasional donations or set up a schedule, so they never forget. It’s a great way to boost tithing and take advantage of technology for your church.
Tithe.ly is designed to increase online giving through a free mobile giving app, online and text giving. Their commitment to customer service, fantastic software tools, and low fees give them the top spot on our list. There are no setup or subscription fees to deal with, making it a more affordable giving solution for churches. You only pay 2.9% plus $0.30 per transaction for accepting cards and 1% plus $0.30 per transaction for ACH/bank account giving. There is even an option for donors to “cover the fees” and allow them to add the fee amount to their donation, making it free for churches.
Kindrid is a robust giving platform used by some of the largest churches in the world. They have roots as a text giving platform, but now offer a full suite of online giving options under their give.church brand. While there are no start-up costs, Kindrid does cost $45 per month. Kindrid can process both credit card transactions at 2.5% and ACH transfers at 0.5% making it a great option for growing churches.
Continue to Give is another great option, with plans that start out with no monthly fee. The platform offers mobile, online and kiosk giving. It can integrate with your existing church website, so members never leave your site to tithe. Pricing varies, but transaction fees are usually 3.9% plus $0.60 per transaction.
SecureGive was actually created by pastors who wanted to offer members an easier way to tithe. The platform is well-known for putting security first, which may help put members’ minds at ease who are hesitant to donate online. The online, mobile and kiosk plan starts at $69 per month, while the plan that includes texting starts at $109 per month. Transaction fees vary based on the payment method.
Pushpay offers a wide range of online giving services. The service can accept both cards and checks. It can integrate with your website or create a mobile app just for your church. Text giving is also an option. Users love Pushpay because of its mobile-first approach, which is perfect for the modern giver. While they do not state their pricing on their website, our research shows that their plans start at $199 per month plus transaction fees.
Mogiv makes online giving easy for both members and churches. There are no fees except for transaction fees. It’s free to try and supports online, mobile and text-based giving. It’s one of the best options if you’re new to online giving and want to try it out before committing to a service with monthly or setup fees.
EasyTithe is a popular online giving tool. It’s easy to customize it to match your church’s branding, so it looks familiar to users. The platform offers mobile, online, recurring, text and kiosk giving. There are no start-up fees for any plans and the highest transaction fees are 3% plus $0.39 per transaction. Free and monthly fee plans are available.
Non-Ministry Specific Options – PayPal / Stripe
PayPal and Stripe are similar online giving options. While they’re mostly used for e-commerce, both tools allow you to incorporate a payment area on your church’s website to accept donations. PayPal can’t be customized and the only fees are 2.2% plus $0.30 per transaction. Stripe can be customized, but it’s more difficult than the church specific giving options. Fees start at 2.9% plus $0.30 per transaction.
Add Online Giving Today
If your church hasn’t tried online giving yet, now is the time to try. The majority of your members probably have a smartphone with them at all times. It’s easier for them to donate with a few taps than try to remember to carry cash around with them. Choosing the right provider is important. While you should consider cost, look at additional features, such as custom branding. The right solution can and will boost tithing.
Need help integrating online giving on your website? Contact our friendly team today to see how we can help.