online giving

7 Top Online Giving Companies For Churches

Church donations use to be done only on Sunday mornings, but today there are dozens of companies that provide online giving for churches. In this day and age, it is vital that churches offer ways to give online. Take a moment to consider how many of your church members actually carry a checkbook with them anymore.

Odds are, many members, especially those under 50, are more used to carrying debit and credit cards. This means when the offering plate comes around, they don’t have anything to put in it. This doesn’t mean they don’t want to give, though.

Online giving options give these members a chance to give on their terms. They can make occasional donations or set up a schedule, so they never forget. It’s a great way to boost tithing and take advantage of technology for your church.

But how can you choose the right online giving provider for your church? Here at REACHRIGHT, we did the research for you and have put together our list of the best online giving companies for churches. is the best online giving option for churches1.

REACHRIGHT’s 2021 Best Giving Option For Most Churches is designed to increase online giving through a free mobile giving app, online and text giving. Their commitment to customer service, fantastic software tools, and low fees give them the top spot on our list. There are no setup or subscription fees to deal with, making it a more affordable giving solution for churches. You only pay 2.9% plus $0.30 per transaction for accepting cards and 1% plus $0.30 per transaction for ACH/bank account giving. There is even an option for donors to “cover the fees” and allow them to add the fee amount to their donation, making it free for churches.

Check out our In-Depth Review

kindrid online giving2. Kindrid

Kindrid is a robust giving platform used by some of the largest churches in the world.  They have roots as a text giving platform, but now offer a full suite of online giving options under their brand. While there are no start-up costs, Kindrid does cost $45 per month. Kindrid can process both credit card transactions at 2.5% and ACH transfers at 0.5% making it a great option for growing churches.

Check out our In-Depth Kindrid Review

secure give logo3. SecureGive

SecureGive was actually created by pastors who wanted to offer members an easier way to tithe. The platform is well-known for putting security first, which may help put members’ minds at ease who are hesitant to donate online. The online, mobile and kiosk plan starts at $69 per month, while the plan that includes texting starts at $109 per month. Transaction fees vary based on the payment method.

Check out our In-Depth SecureGive Review

4. RebelGive

RebelGive is another great option, with a real difference from the other providers on this list. Instead of charging transaction fees, they have a fixed price model.  Their monthly fee ranges from $79 – $99 depending on if you prefer to pay for your church’s online giving monthly or annually. There are still fees that need to be paid to the credit card companies, and those are a low 1.9% and are completely covered by donors.

Check out our In-Depth RebelGive Review

push pay logo5. PushPay

Pushpay offers a wide range of online giving services. The service can accept both cards and checks. It can integrate with your website or create a mobile app just for your church. Text giving is also an option. Users love Pushpay because of its mobile-first approach, which is perfect for the modern giver. While they do not state their pricing on their website, our research shows that their plans start at $199 per month plus transaction fees.

Check out our In-Depth PushPay Review

mogiv logo6. Mogiv

Mogiv makes online giving easy for both members and churches. There are no fees except for transaction fees. It’s free to try and supports online, mobile and text-based giving. It’s one of the best options if you’re new to online giving and want to try it out before committing to a service with monthly or setup fees.

Check out our In-Depth Mogiv Review

easy tithe logo7. EasyTithe

EasyTithe is a popular online giving tool. It’s easy to customize it to match your church’s branding, so it looks familiar to users. The platform offers mobile, online, recurring, text and kiosk giving. There are no start-up fees for any plans and the highest transaction fees are 3% plus $0.39 per transaction. Free and monthly fee plans are available.

Check out our In-Depth EasyTithe Review

Non-Ministry Specific Options – PayPal / Stripe

PayPal and Stripe are similar online giving options. While they’re mostly used for e-commerce, both tools allow you to incorporate a payment area on your church’s website to accept donations. PayPal can’t be customized and the only fees are 2.2% plus $0.30 per transaction. Stripe can be customized, but it’s more difficult than the church specific giving options. Fees start at 2.9% plus $0.30 per transaction.

Add Online Giving Today

If your church hasn’t tried online giving yet, now is the time to try. The majority of your members probably have a smartphone with them at all times. It’s easier for them to donate with a few taps than try to remember to carry cash around with them. Choosing the right provider is important. While you should consider cost, look at additional features, such as custom branding. The right solution can and will boost tithing.

Need help integrating online giving on your website? Contact our friendly team today to see how we can help.

Comments 69

  1. Update on My Well Ministry. We are a ministry and we give faith based churches and ministries processing for our costs (actual interchange) and do not profit on your account. Our ministry was started to help churches keep money in ministry work. For ACH/Echeck we charge 0%; and the average effective rate for all of our churches/ministries on debit/credit cards is 1.75%, sometimes much lower if more people give via debit card vs. credit card. Earlier this year we also released a software platform to help churches. Unless you are doing less than a couple of thousand dollars in volume per month, we will always be the cheapest option. If you are doing less than that, PayPal may be better since they do not have monthly fees.

    1. My Well Ministry makes its profit on the monthly fee, and it is a rather big one. So, while you may not, literally, letter-of-the-law profit on “processing”, you doubtless profit on the monthly fee. No sin in that…we all have to feed our families. GivingTools has a much lower monthly fee. Even our most expensive plan ($30 monthly fee) has guaranteed card rates of 1.9% + 20¢, and ACH of just 25¢.

      So, I would disagree with your claim that My Well Ministry is “always the cheapest option.”

      1. Since we are a 501C3 Ministry, we do not make a profit. We do have a starting monthly fee of $49 to cover costs. While the 1.9% is lower than others, when it is assessed on debit cards, it is very high rate when the actual interchange rate on those types of cards is very low. It does not take much volume to offset a monthly fee. Bottom line, if we are not the best option for a church or ministry we would definitely let them know because at the end of the day, our only motive is to keep money in ministry work.

        1. While I do appreciate any venture designed to weaken the efforts of those conglomerates that wring all they can from nonprofits, I know that being 501c3 does not automatically make you all the least expensive option for churches. It is entirely possible that you bring in more than a for-profit. It all depends on the price-point a for-profit sets.

          Ultimately, you and GivingTools are on the same side, regardless of tax status.

  2. This is a great blog post. You have listed some of the best online giving platforms for churches. For small to medium-sized nonprofits, I would suggest GiveCentral, a donor management software. It helps raise funds through text-to-donate and mobile apps. Thanks for sharing.

    1. Is their text to donate more like you get texted a link to complete the gift on their online giving platform?

      I am always curious when I hear about text-to-give and apps in 2020, as they seem like outmoded vehicles from the time before smartphones. Nowadays, people can just access an online giving system anytime/anywhere anyway, right?!

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      SimpleGive is one of several Ministry Brand companies. A few of the companies on this list have been acquired by Ministry Brands over the last few years. In our experience, their platform and pricing is similar to Kindrid, MoGive, and Easy Tithe. We believe they have a decent product and could be a good fit for some churches. How has your experience been with them Jeffrey?

  3. We are a very small church of about 35 members and want to know which online service would be best for us. All I want to do with this is to accept our tithes and offerings each week. I pay all bills by check and will not need to pay any bills online. I want all monies to go directly into our checking account and do not want to pay a high fee for this kind of service. What do you suggest? Thank you!

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      Hi Tonya! Each one of these options will allow you to receive tithes and offerings online as a one time, or recurring gift. None of them offer online bill pay as far as we know. All of them will deposit funds straight into your account. We make some recommendations in the post, but it sounds like all of these options could work for your church. I hope that helps!

    2. is probably your best bet. With that you can get flat fee ACH giving (ie giving via connected checking account). There is no percentage taken in that, just a flat 25 cent fee. If somebody gives $10 or $100 or $1,000 it costs just 25 cents! The system also enables donors to cover the fee.

    3. Tonya,
      Check out OneChurchSoftware. They charge a percentage, lower than most, and no other fees!
      I believe it is 2.99% for credit card and 1% for debit/ACH transactions. However, I believe there is a minimum fee each month of either $5 or $10. That only means if your online giving pays them less than the minimum, you are charged just the minimum. Hope this helps!

  4. Thomas,

    GivingTools comes from experience gleaned in capital campaign fundraising for churches. So the recurring giving options are extremely robust. Indeed, it is one of very few platforms that actually enable givers to make a multiyear pledge and then make payments to meet that pledge (versus just setting up a monthly payment for x).

    Also, we offer 0% ACH giving…just a flat cost of 25¢ regardless of the amount given. So, for churches, this dramatically reduces the expense to the church.

    I think a lot of platforms that wrap their arms around God are doing so often to market to an audience versus substantive features that support churches in particular. We aimed intentionally towards a more general market, to be welcoming to Jews, Muslims, Christians, museums, schools…anybody in need of one-time or recurring giving, campaign pledges, product sales, events, or sign-ups.

    I hope this helps. And thank you for clarifying re: the recurring aspect. Oh, reminds me, we also have a sustaining supporter appeal type…you give x amount per whatever FOREVER until you cancel. Kind of different. Just another option we offer based on customer desires.


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        Hey Sylvia! We haven’t had a chance to look at them in-depth, but they are on our radar to look into a little more for the 2020 update to this post. At this point, I can tell you that we have only heard positive things. It looks like they serve a broader market than churches. That isn’t necessarily a bad thing, but sometimes it’s better to have something that is made only for the way churches use an online giving system. Check back in a few weeks and we will have more info! I hope you find something that’s a great fit!

        1. Wondering how you feel a product for churches should be different than one that serves a broader audience? Curious what unique features you feel are important to this audience?

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            Great question Jason. I have seen some churches try to use non-church platforms for online giving and have found that they are not tailored to encourage users towards setting up recurring donations. Again, we haven’t yet done an in-depth look at Giving Tools… maybe you guys are doing great there.

  5. We’ve been a customer of Kindrid for the past 3 1/2 years. We chose them specifically for their ability to provide text-to-give to our church, inasmuch as we already had all of our other online giving needs taken care of.

    At the beginning of this month, without warning, the text-to-give number they’ve assigned us stopped working. No advanced notification to us! No auto-responder to those trying to use it! It was simply dead in the water.

    We reached out to Kindrid and they told us that they are moving all of their customers over to a new 5 digit short code, and that the 10 digit phone number they assigned us will no longer work.

    I’ve told them we’ve invested a couple thousand dollars in printed material (Pre-printed offering envelopes, Automate-Your-Giving brochures, Year-end Special Offering Mailings) all of which contain the 10 digit number they assigned us that we’ve been using for the past 3 1/2 years.

    They apologized but said there is nothing we can do apart from switching to a new number.

    I’ve told them that if we need to use a new number it will be with a new vendor.

    Not something that any pastor wants to be dealing with as we move into the holidays.

    Just seems like Kindrid is a company that may have grown too big, too fast, to care about their individual customers and their needs.

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      Thanks for sharing Pastor Rick. I can’t imagine the income a church could lose when their number changes like that. I am so sorry that happened to you.

      I too once used Kindrid for my online giving at the church I pastored and chose them for similar reasons. They were bought out back in 2016, and while I have heard some negative feedback, nothing like this yet. I am going to reach out to some of our clients that use Kindrid and make sure they are aware of this change too.

      We will be revisiting this list for 2020 and will take all the feedback we get into consideration.

      In the meantime, check out our top choice for 2019, or one of the other providers on this list. Let us know if we can help at all!

      1. Thanks Thomas. My emails back and forth with our Kindrid rep, Drew, have been frequent and repetitive. He assures me that they are in fact “working” on a solution to this problem. Yet, when I’ve tried to pin him down with any sort of ETA for getting our number back up and running, he has none. In the meantime, I have our finance office launching a search for other online giving solutions that include text-to-give, so I welcome any and all suggestions.

        1. Rick,

          They are likely outsourcing the text side of this…they pass their data to that entity and receive data from them. They may not want to disclose this, even though it is the industry norm. I would not blame them entirely, recognizing that these things could happen to ANY text to give service.

          That said, of course you would be frustrated, and I’d hope the matter would be fixed in 48 hours at most! Hopefully less!!

          Good luck and keep us all posted. I find this interesting.

          –Jason (GivingTools…if we offered T2G, I’d be a resource, but we do not)

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  6. This is a great blog post. You have listed some of the best online giving platforms for churches. Out of the list, I personally like, PushPay, and Mogiv. For small to medium-sized nonprofits, I would suggest GiveCentral, a donor management software. It helps raise funds through text-to-donate and mobile apps. A well-written article elaborating on the benefits of each of the platforms. Thanks for sharing.

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  7. Our church currently uses PayPal for online giving from our website (1.6% + .30c/transaction) and Text2Give for text donations. The rate is 1% + US$49/month which then links to Stripe as the gateway (2.3% + .30c/transaction). We could have linked it to PayPal but this gateway limits Text2Give (no recurring payments and no “enter credit card info only once” option whereas with Stripe we can). I noticed that Text2Give did not make your list and wonder why? Have your heard of them or they just didn’t make your cut? Just wondering your reasons. I like how has the option for the donor to cover the fees and allows them to add the fee amount to their donation but I’m not sure if their fee would be any cheaper. I will have to look into that one. Thank you for the information.

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      Hey Debbie,

      We looked into Text2Give. They are a solid company and not a bad choice, but they didn’t quite make the cut. The fees they charge before any of the credit card processing fees seemed a little on the high side.

      It sounds like you are running into the issue that so many churches have with Paypal – It is affordable but doesn’t have the functionality that a church needs. That’s why we chose as the top company for this year’s list. It seems to do everything that a church needs for a very reasonable cost.

      Thanks for adding to the conversation!

      1. As this chain is about “online giving” for churches, it would be fair to evaluate looking through THAT lens. On online giving, is nothing to write home about.

        Where excels is kiosk and text giving…their pricing there along makes sense, if you need those features. But if you do not, I am not seeing a compelling featureset…nothing special.

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          Thanks for the input, Jason. The reason we rated so highly is because they offer a complete giving suite for one reasonable price. They may not be right for every church, but we think they could be a good fit for most. There are seven others that are pretty good on this list too!

  8. Our church does not have an online payment option yet but we are looking into it. Vanco is the company from which we continually receive mailings and telephone calls. Does anyone on this thread have experience with them?

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      We have not worked directly with them but did look into their service when we wrote this article. Their offerings seem solid, but they serve a much broader audience than churches. There is nothing wrong with that, they just may not have the church specific tools that many churches have come to expect and that other companies on this list may provide. I’d love to hear if anyone else does have experience though!

  9. Thanks for the article.

    Ministry Brands seems to own EasyTithe, Tithely, Kindrid, MoGiv, eGiving, Clover Donations, SimpleGive,, Giving Kiosk, EFT PLus, eGive, HaloPays, DonorDirect, ShareFaith, and Faith Direct giving and others. Maybe a theme going with poor customer support?

    They are trying to sell this group of giving companies, so that could lead them to be reducing staff at these companies.

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      You are right Tom. Ministry Brands now owns a few of these companies. At the time we wrote this they had not acquired Kindrid yet. Also to our knowledge, is not owned by Ministry Brands.

      Have you had experience with one of these brands? We do our best to give an honest assessment of these services and really appreciate your feedback.

      1. Oops, sorry about You’re right. They are NOT owned by Ministry Brands. My church does use It works fine. I can’t speak to the customer support, since I have not personally experienced that. Thanks.

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        2. What? A company is not owned by Ministry Brands? How is this possible, Tom?

          Must be just and GivingTools left! (Oh, and Blackbaud. Nobody will ever own Blackbaud unless Emperor Palpatine gives his personal consent.)

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      Hey Brian, I don’t personally use F1, but the feedback we are hearing from clients is that they haven’t seen a lot of ongoing development there since the acquisition. Many of the largest churches in the US still use F1, but Church Management Software is very hard to change, so I am not sure if that is saying anything about their current satisfaction. I would love it if some of our other readers who use the software could weigh in…

      1. Well said, Thomas. was approached by Ministry Brands (and others) and we always wonder what would happen to our creative spark if we were not responsible for our own success. I think Ministry Brands seeks to homogenize and profit from mature ventures…which is fine for business but not necessarily great for innovation. Just my 2¢.

        Also, you make good points about church management software becoming an appendage of churches that is hard to change. It always amazes me how adaptive church admins are to figuring out ways *around* various product shortcomings…and they fear that change will just be the whole thing all over again…reality not measuring up to marketing hype and more innovative workarounds. Can’t blame them for fearing change, I guess!

  10. Pingback: Finding the Right Online Church for You - Digital Ware House

  11. We give faith based churches and ministries processing for our costs and do not profit on your account. We do this to keep money in ministry work. We can integrate with most software companies through one of the public gateways or we also have a donation portal option as well. Unless you are doing less than a couple of thousand dollars in volume per month, we will always be the cheapest option for you because we are passing interchange rates directly onto you. You can see more about our ministry by visiting our website at

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  12. Donorbox is a great donation platform for churches. We offer incredibly low processing fees (the first $1000 per month is free, thereafter it’s 0.89%). We support recurring donations (perfect for tithes) and our forms take only a couple minutes to complete. Donorbox gives organizations a comprehensive dashboard to manage their campaigns, donations and donors.
    P.S I work there. Feel free to contact me if you’d like more information.

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  13. We currently using easy tithe but now looking into another provider their customer support is really terrible they are getting over $1200 from us monthly in commission but when we call the support line you could easily wait over 1 hour

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      I’m sorry to hear that Emmanuel. We have heard positive things about them in the past. If they aren’t working for you, there are some other providers on this list that are providing great online giving service for churches… Maybe try Tithely, or Kindrid?

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      We have heard from a few of our clients who really like them. The team there gave us a tour of their system and we have to say we were impressed. If you have any experience with them – We would love to hear it!

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  14. Mike, I’ve been with EasyTithe for a couple of years now and I’m currently looking for a new provider because of their lack of customer support. There service has not ever been real great but as of this year it’s gone down hill significantly. Best Wishes!

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  15. Um … you better take another look at EasyTithe. I am a NEW customer (1 month) and am already having problems with their customer support. I asked a question on the 6th of this month .. they didn’t reply until the 17th. I have another question I asked 4 days ago .. they have yet to reply. I am on Facebook in hopes that I can get them that way. You listed them under your “7 Top Online Giving Companies For Churches” article heading … if customer support means anything to your ratings, you would be good to reconsider this company.

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      Hey Mike, thanks for your feedback on EasyTithe. I’m really sorry to hear about that experience. I hope that it is just a hiccup for them, and they will get you back on track soon. Customer service definitely plays a big part in these reviews so we appreciate you chiming in. God Bless!

  16. You may want to retract your MoGiv statements. Apparently, after being acquired by a Tennessee company not too long ago, they have fallen on hard times. They are totally non-responsive to customer inquiries via e-mail or phone.

    We have used them for several years, and had no problems. However, all of a sudden, all payment processing has ceased. There was no warning. There is no explanation on their site, and there is no response from Customer Service.

    Our church has now missed over $3,000 in donations this month (September 2017), with no explanation from MoGiv.

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      Thanks for the feedback on your experience with MoGiv Pastor Marty. I’m sorry to hear about your missed donations. That’s terrible.

      We heard from several churches with positive things to say about their service, so hopefully, this is just a little blip for them and it will get back to business as usual very soon.

      If not, there are 6 other providers in this article that serve churches well.

  17. Wow!

    Thanks for the mention here. We’re honored to be on the list and grateful for your kind words. We’d love to get to know the person behind the post if you’re up to chat some time! Just say the word and drop us a line.



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          2. Please do! Much of our work is with churches, though the product works for any nonprofit. One oft-overlooked feature is the ability to set a total pledge to be paid over time in installments.

            We enable you to say, for a capital campaign for example: “I’d like to pledge $5,000 payable over a three-year period paid in monthly installments” and the system sets it up and tracks payments against the pledge.

            Of course, you can give simple recurring gifts, too, like “I’d like to give $20 per week.” But our system enables you to set start and end dates, too. We’ve spent a lot of time on features that are rather unique.

            That said, no guarantee it is right for everybody. You can snag a free demo account at and just let us know if you have any questions. We are eager to answer and to help.

            There are also tutorial videos on that site, and lots of screen-grabs, so you can get a sense without a demo account as well.

            We intentionally make very little on each account, and we do not mark up processing costs at all. Our goal is to drive down costs for everybody by disrupting the party for the big guys.

            Thank you for this discussion!

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